{"product_id":"mortality-and-morbidity-trend-evaluator","title":"Mortality and Morbidity Trend Evaluator","description":"\u003cdiv\u003eEvaluates a book of business or population experience against standard mortality and morbidity tables, computing actual-to-expected (A\/E) ratios by cohort, testing statistical credibility, flagging significant deviations, and recommending specific assumption updates with rationale. Use when conducting annual assumption reviews, repricing a product, validating reserve bases, or analyzing emerging mortality or morbidity trends against SOA VBT or industry tables.\u003c\/div\u003e\u003cdiv\u003e\u003c\/div\u003e\u003cdiv\u003e\u003cem\u003eThis skill is delivered as a \u003ccode\u003e.zip\u003c\/code\u003e archive containing the skill in a named folder, matching the Anthropic SKILL.md format. Extract directly into your Claude Code skills directory (\u003ccode\u003e~\/.claude\/skills\/\u003c\/code\u003e) to install — or open and paste the contents into Claude.ai, ChatGPT, or any other AI tool.\u003c\/em\u003e\u003c\/div\u003e","brand":"penguin tree ai","offers":[{"title":"Default Title","offer_id":52263659536686,"sku":"mortality-and-morbidity-trend-evaluator","price":5.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0982\/4203\/6014\/files\/mortality-and-morbidity-trend-evaluator_441d5e04-9353-446b-a242-5fee41dfc8ae.png?v=1782958373","url":"https:\/\/penguintree.ai\/products\/mortality-and-morbidity-trend-evaluator","provider":"penguin tree ai","version":"1.0","type":"link"}