Distress Early Warning Signal Detector

Evaluates a company's financial and operational metrics against a six-domain distress indicator framework — EBITDA margin trend, covenant headroom, cash conversion, customer concentration, working capital, and management stability — then assigns a composite risk rating with ranked priority flags and a monitoring cadence. Use when assessing portfolio company health, screening for early signs of financial distress, validating a board's confidence in management, or deciding whether a situation requires intervention.